Terms of Service

Last updated: July 25, 2026

Draft template. This document is a good-faith starting point and must be reviewed by qualified legal counsel before public launch. It is not legal advice.

1. Who we are

pocketchange (the "Service") is a neighborhood marketplace that connects verified young workers (ages 13–17), their parents or guardians, and homeowners for small local jobs. By using the Service you agree to these Terms.

2. Eligibility & accounts

Young Workers must be between the ages of 13 and 17 and have an active parent or guardian link.
Parents/Guardians must be at least 18 years old and legally responsible for the linked Young Worker.
Homeowners must be at least 18 years old and reside in a verified pocketchange neighborhood.
You are responsible for the accuracy of your registration details and for keeping your credentials secure.

3. Parental consent & supervision

Young Workers may only accept jobs after their linked Parent/Guardian has approved the specific job request. Parents remain responsible for their child's safety, including transportation to and from job sites, and for compliance with all applicable youth labor laws in their state.

4. Jobs & conduct

Homeowners must accurately describe the task, location, expected duration, and any hazards.
Certain tasks are prohibited (see the Safety Center). pocketchange may remove jobs at its discretion.
Users agree not to harass, discriminate against, or misrepresent themselves to other users.

5. Payments, fees & refunds

Payment is authorized when a job is posted and captured after the Homeowner marks the job complete. pocketchange retains a 10% platform fee. Payouts to Young Workers route through the linked Parent/Guardian's connected payout account. Disputed or cancelled jobs may be voided or refunded per our support policy.

6. Prohibited use

You may not use the Service to solicit off-platform transactions, share personally identifying information about minors, circumvent safety controls, or engage in unlawful activity.

7. Termination

We may suspend or terminate accounts that violate these Terms or that we believe pose a safety risk. You may close your account at any time from Account Settings.

8. Disclaimers & limitation of liability

The Service is provided "as is". pocketchange does not employ Young Workers and is not a party to job agreements between Homeowners and Young Workers or their Parents/Guardians. To the maximum extent permitted by law, pocketchange is not liable for indirect or consequential damages.

9. Changes

We may update these Terms; material changes will be announced in-app.

10. Contact

Questions? Reach us through the Support Center.